Vacation Ritz Carlton Style

October 1, 2008 | 1 Comment »

When you come to a beautiful island, you just want to relax and play in the sand and turquoise water. No worries about making beds, cleaning dishes, cooking, or finding a place to eat out all the time with enough room for you and the kids.

Welcome to the Ritz Carlton Club Suites. At the Ritz Club Suites you have two bedrooms - in the master suite, a king size bed and in the other bedroom are two queens. Twice a day maid service, and three meal presentations a day so you dont have to find a restaurant for every meal. If you do find yourself with leftovers or if you feel like cooking, there is a bistro kitchen in the unit. There is even a washer and dryer since you will be staying for two weeks at a time in the winter.

Just imagine being steps from one of the most beautiful beaches on St Thomas. When you wake up in the morning, your view is of palm trees, white sand, and water so blue and clear you can almost make out the fish swimming in the shallows from your room.

Come on down and see what the Ritz Carlton lifestyle is all about.

Comments (1)

Karen

Insurance in the USVI

September 27, 2008 | 2 Comments »

Yes, insurance here is expensive because of hurricanes and possible flooding from such storms as find their way in to the Atlantic. The “replacement cost” on the appraisal is what the insurance companies look at when they decide what to charge you. The appraisal does not go by square footage alone. Other factors are what the house is constructed of and if it has hurricane shutters and clips. When purchasing a home, the appraisal will have this information. It will also have the three different ways the home was valued. With a concrete, shutterd three unit home the insurance will be over $10k/yr. Ouch! That breaks down to about $850/month. That is on top of the mortgage and taxes. The different insurance companies do have slightly different rates, so shop and compare.

The bank will require flood insurance for beachfront, waterfront, and low laying areas, or a flood certificate if your home is not in a flood zone. If you have rental apartments, I would suggest obtaining liability insurance. Liability insurance does not cost much extra and it is well worth it.

Comments (2)

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- Vacation Ritz Carlton Style
  When you come to a beautiful island, you just want to relax and play in the sand and turquoise water. No worries about making beds, cleaning dishes, cooking, or finding a place to eat out all the time with enough room for you and the kids.
  
  Welcome to the Ritz Carlton Club Suites. At the Ritz Club Suites you have two bedrooms - in the master suite, a king size bed and in the other bedroom are two queens. Twice a day maid service, and three meal presentations a day so you dont have to find a restaurant for every meal. If you do find yourself with leftovers or if you feel like cooking, there is a bistro kitchen in the unit. There is even a washer and dryer since you will be staying for two weeks at a time in the winter.
  
  Just imagine being steps from one of the most beautiful beaches on St Thomas. When you wake up in the morning, your view is of palm trees, white sand, and water so blue and clear you can almost make out the fish swimming in the shallows from your room.
  
  Come on down and see what the Ritz Carlton lifestyle is all about.
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